In or Near Foreclosure? 

If you are facing a pending foreclosure, the best advice we can give you is to take action while you still have the time to do so.  Many people facing foreclosure do nothing but sit around wait for a miracle. We all know the odds of that happening are unlikely at best. But what else can you do?

Most people's first choice is to refinance.  The problem with refinancing when your payments are in arrears is that the only lenders who will usually consider you are exactly the predatory types you don't want to deal with.  What good will it do to get out of a delinquent 9% mortgage to go right into a 12% mortgage?

Many people consult an attorney and take their well intentioned advice and file bankruptcy, thinking that their problems will be solved. However, even though bankruptcy does put a hold on everything, in most cases all it usually does is buy a little more time.  What we have found in our 7 years of foreclosure real estate experience is that in most cases the best thing for a homeowner to do when facing foreclosure, assuming that the homeowner's inability to pay the mortgage is not temporary, is to sell the property.

In doing so, you will avoid having a foreclosure and quite possibly a bankruptcy on your credit report. You'll be able to get on with your life and avoid having foreclosure haunt you for years to come!

In a foreclosure situation, time is of the essence. Call today for a confidential, no obligation consultation on how we can get you cash out of your house and save your credit from foreclosure before it is too late.

The Hays Team can help in situations like this. We have worked with people in foreclosure situations for over 7 years.  As licensed agents, we will work for you to get top dollar for your house instead of trying to steal your house like many of the so-called "real estate investors" out there.  We can provide you with workable, respectable solutions to your financial dilemma.  We are able to work with you and your lending institution to help you get your house sold and avoid a possible foreclosure situation. We may be able to take the burden of trying to catch up payments off your back, so you can attempt a fresh start in another home you are better able to afford.

Please feel free to call us at (770) 908-2280 or fill out the confidential property information sheet below.  We will process the information and get back to you generally within 24 hours.